/* ===== Modern CSS Reset & Base ===== */
:root {
  /* Modern Color Palette */
  --primary-blue: #1e3a8a;
  --primary-blue-light: #3b82f6;
  --primary-blue-dark: #1e40af;
  --secondary-blue: #0ea5e9;
  --accent-gold: #f59e0b;
  --accent-gold-light: #fbbf24;

  /* Gradients */
  --gradient-primary: linear-gradient(
    135deg,
    #1e3a8a 0%,
    #3b82f6 50%,
    #0ea5e9 100%
  );
  --gradient-header: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
  --gradient-nav: linear-gradient(
    135deg,
    #1e40af 0%,
    #3b82f6 50%,
    #0ea5e9 100%
  );
  --gradient-mobile: linear-gradient(
    135deg,
    #1e40af 0%,
    #2563eb 50%,
    #3b82f6 100%
  );

  /* Text Colors */
  --text-primary: #1e293b;
  --text-secondary: #64748b;
  --text-light: #94a3b8;
  --text-white: #ffffff;

  /* Background Colors */
  --bg-white: #ffffff;
  --bg-light: #f8fafc;
  --bg-overlay: rgba(30, 58, 138, 0.95);

  /* Shadows */
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1),
    0 2px 4px -1px rgba(0, 0, 0, 0.06);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1),
    0 4px 6px -2px rgba(0, 0, 0, 0.05);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1),
    0 10px 10px -5px rgba(0, 0, 0, 0.04);

  /* Border Radius */
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast: 0.15s ease-in-out;
  --transition-normal: 0.3s ease-in-out;
  --transition-slow: 0.5s ease-in-out;

  /* Typography */
  --font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto,
    sans-serif;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-family);
  line-height: 1.6;
  color: var(--text-primary);
  background-color: var(--bg-white);
  overflow-x: hidden;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1rem;
}

.main-header-for-stick {
  position: sticky;
  top: 0;
  z-index: 999;
}

/* ===== CTA Ribbon ===== */
.cta-bar {
  background: var(--gradient-primary);
  color: var(--text-white);
  padding: 0.75rem 0;
  position: relative;
  overflow: hidden;
}

.cta-bar::before {
  content: "";
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(
    90deg,
    transparent,
    rgba(255, 255, 255, 0.1),
    transparent
  );
  animation: shimmer 3s infinite;
}

@keyframes shimmer {
  0% {
    left: -100%;
  }
  100% {
    left: 100%;
  }
}

.cta-bar .container {
  display: flex;
  justify-content: flex-end;
  gap: 0.75rem;
}

.cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.5rem 1rem;
  border: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: 0.875rem;
  cursor: pointer;
  transition: all var(--transition-fast);
  position: relative;
  z-index: 1;
}

.cta-btn:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.cta-warning {
  background: linear-gradient(135deg, #fbbf24, #f59e0b);
  color: #92400e;
}

.cta-primary {
  background: var(--text-white);
  color: var(--primary-blue);
}

.cta-outline {
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.3);
  color: var(--text-white);
}

.cta-outline:hover {
  background: rgba(255, 255, 255, 0.1);
}

/* ===== Header ===== */
.site-header {
  background: var(--gradient-header);
  padding: 1.5rem 0;
  position: relative;
  border-bottom: 1px solid rgba(30, 58, 138, 0.1);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.header-left {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.header-center {
  text-align: center;
  flex: 1;
  max-width: 500px;
}

.header-right {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.logo-wrap {
  position: relative;
}

.site-logo {
  height: 100px;
  width: auto;
  object-fit: contain;
  border-radius: var(--radius-lg);
  /* background: var(--text-white); */
  padding: 0.5rem;
  /* box-shadow: var(--shadow-md); */
  transition: transform var(--transition-normal);
}

/* .site-logo:hover {
  transform: scale(1.05);
} */

.owner-info {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.owner-photo {
  width: 90px;
  height: 90px;
  border-radius: var(--radius-full);
  object-fit: cover;
  border: 3px solid var(--primary-blue);
  box-shadow: var(--shadow-md);
}

.owner-details {
  color: var(--text-primary);
}

.owner-name {
  font-weight: 700;
  font-size: 1rem;
  margin-bottom: 0.25rem;
}

.owner-title {
  font-size: 0.875rem;
  color: var(--text-secondary);
  font-weight: 500;
}

.header-center {
  text-align: center;
  flex: 1;
  max-width: 500px;
}

.bank-name {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--primary-blue);
  margin-bottom: 0.5rem;
  line-height: 1.3;
}

.bank-sub {
  font-size: 1rem;
  font-weight: 600;
  color: var(--text-secondary);
  line-height: 1.4;
}

.header-right {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.years-badge {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  background: var(--gradient-primary);
  color: var(--text-white);
  padding: 1rem 1.5rem;
  border-radius: var(--radius-full);
  box-shadow: var(--shadow-lg);
  min-width: 70px;
  transition: transform var(--transition-normal);
}

.years-badge:hover {
  transform: scale(1.05);
}

.years-number {
  font-size: 1.5rem;
  font-weight: 800;
  line-height: 1;
}

.years-text {
  font-size: 0.75rem;
  font-weight: 500;
  opacity: 0.9;
}

/* ===== Mobile Toggle Button ===== */
.mobile-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  width: 44px;
  height: 44px;
  background: var(--gradient-primary);
  border: none;
  border-radius: var(--radius-md);
  cursor: pointer;
  padding: 0;
  position: relative;
  overflow: hidden;
  transition: all var(--transition-normal);
  box-shadow: var(--shadow-md);
}

.mobile-toggle:hover {
  transform: scale(1.05);
  box-shadow: var(--shadow-lg);
}

.mobile-toggle.active {
  background: var(--accent-gold);
}

.hamburger-line {
  width: 24px;
  height: 3px;
  background: var(--text-white);
  border-radius: var(--radius-full);
  transition: all var(--transition-normal);
  transform-origin: center;
}

.hamburger-line:nth-child(1) {
  margin-bottom: 5px;
}

.hamburger-line:nth-child(2) {
  margin-bottom: 5px;
}

.mobile-toggle.active .hamburger-line:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.mobile-toggle.active .hamburger-line:nth-child(2) {
  opacity: 0;
  transform: translateX(-20px);
}

.mobile-toggle.active .hamburger-line:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -6px);
}

/* ===== Main Navigation ===== */
.main-navigation {
  background: var(--gradient-nav);
  padding: 0;
  position: relative;
  box-shadow: var(--shadow-md);
  z-index: 1000;
}

.nav-content {
  padding: 0.75rem 0;
  display: flex;
  align-items: center;
  justify-content: center;
}

.desktop-nav {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  list-style: none;
  margin: 0;
  padding: 0;
  flex-wrap: nowrap;
  justify-content: space-between;
  width: 100%;
  white-space: nowrap;
}

.nav-item {
  position: relative;
  z-index: 1001;
}

.nav-item.dropdown {
  position: relative;
  z-index: 1002;
}

.nav-link {
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
  padding: 0.5rem 0.75rem;
  color: var(--text-white);
  text-decoration: none;
  font-weight: 600;
  /* font-size: 14px; */
  font-size: 13px;
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
  position: relative;
  white-space: nowrap;
}

.nav-link:hover {
  background: rgba(255, 255, 255, 0.1);
  transform: translateY(-2px);
}

.dropdown-toggle .fa-chevron-down {
  transition: transform var(--transition-fast);
  margin-left: 0.25rem;
}

.nav-item.dropdown:hover .dropdown-toggle .fa-chevron-down {
  transform: rotate(180deg);
}

/* Remove Bootstrap default dropdown arrow */
.dropdown-toggle::after {
  display: none !important;
}

/* ===== Dropdown Menus ===== */
.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0; /* align under parent */
  transform: translateY(10px);
  min-width: 280px;
  background: var(--text-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  padding: 1rem 1.25rem;
  display: none; /* simpler show/hide */
  z-index: 10000;
  border: 1px solid rgba(30, 58, 138, 0.1);
}

.nav-item.dropdown:hover .dropdown-menu {
  display: block;
  transform: translateY(0);
}

.dropdown-menu:hover {
  display: block;
}

.dropdown-content h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--primary-blue);
  margin-bottom: 1rem;
  padding-bottom: 0.5rem;
  border-bottom: 2px solid var(--primary-blue-light);
  text-align: center;
}

.dropdown-content ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.dropdown-content li {
  margin-bottom: 0.5rem;
}

.dropdown-content a {
  display: block;
  color: var(--text-secondary);
  text-decoration: none;
  font-weight: 500;
  font-size: 0.875rem;
  padding: 0.75rem 1rem;
  border-radius: var(--radius-sm);
  transition: all var(--transition-fast);
  border-left: 3px solid transparent;
}

.dropdown-content a:hover {
  color: var(--primary-blue);
  background: var(--bg-light);
  border-left-color: var(--primary-blue);
  padding-left: 1.25rem;
}

/* ===== Mobile Menu Overlay ===== */
.mobile-menu-overlay {
  position: fixed;
  top: 0;
  right: -100%;
  width: 100%;
  height: 100vh;
  background: var(--primary-blue); /* solid consistent bg to the very end */
  backdrop-filter: blur(8px);
  z-index: 9999;
  transition: right var(--transition-slow);
  overflow-y: auto;
}

.mobile-menu-overlay.active {
  right: 0;
}

.mobile-menu-content {
  position: absolute;
  top: 0;
  right: 0;
  width: 100%;
  max-width: none;
  /* height: 100%; */
  background: var(--gradient-mobile);
  padding: 0;
  transform: translateX(100%);
  transition: transform var(--transition-slow);
  box-shadow: -10px 0 30px rgba(0, 0, 0, 0.3);
}

.mobile-menu-overlay.active .mobile-menu-content {
  transform: translateX(0);
}

.mobile-menu-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.75rem 1rem;
  background: var(--bg-white); /* white header */
  border-bottom: 1px solid rgba(2, 6, 23, 0.06);
}

.mobile-logo-img {
  height: 60px; /* slightly smaller */
  width: auto;
  border-radius: var(--radius-md);
}

.mobile-close-btn {
  width: 40px;
  height: 40px;
  background: var(--primary-blue); /* solid blue button on white header */
  border: none;
  border-radius: var(--radius-full);
  color: var(--text-white);
  font-size: 1.1rem;
  cursor: pointer;
  transition: all var(--transition-fast);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-sm);
}

.mobile-close-btn:hover {
  background: var(--primary-blue-dark);
  transform: scale(1.05);
}

.mobile-nav {
  padding: 1rem 0;
}

.mobile-nav-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.mobile-nav-item {
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.mobile-nav-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 1rem 1rem; /* remove extra left gap */
  color: var(--text-white);
  text-decoration: none;
  font-weight: 600;
  font-size: 1rem;
  background: none;
  border: none;
  cursor: pointer;
  transition: all var(--transition-fast);
  text-align: left;
}

.mobile-nav-link:hover {
  background: rgba(255, 255, 255, 0.12);
}

.mobile-submenu {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-normal);
  background: rgba(0, 0, 0, 0.18);
}

.mobile-nav-item.active .mobile-submenu {
  max-height: 500px;
}

.mobile-nav-item.active .mobile-nav-link .fa-chevron-down {
  transform: rotate(180deg);
}

.mobile-submenu-link {
  display: block;
  padding: 0.75rem 2rem; /* reduce left padding to match full width look */
  color: rgba(255, 255, 255, 0.95);
  text-decoration: none;
  font-weight: 500;
  font-size: 0.95rem;
  transition: all var(--transition-fast);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.mobile-submenu-link:hover {
  background: rgba(255, 255, 255, 0.12);
  color: var(--text-white);
}

/* ===== Responsive Design ===== */

/* Desktop - Hide mobile toggle */
@media (min-width: 992px) {
  .mobile-toggle {
    display: none !important;
  }
}

@media (max-width: 1199.98px) {
  .dropdown-menu {
    min-width: 300px;
    max-width: 350px;
  }
}

@media (max-width: 991.98px) {
  .desktop-nav {
    display: none;
  }

  .mobile-toggle {
    display: flex;
  }

  .header-center {
    display: none;
  }

  .owner-info {
    display: none;
  }

  .site-logo {
    height: 50px;
  }

  .header-left {
    gap: 0;
    flex: 1;
  }

  .header-right {
    flex: 0 0 auto;
  }

  .header-inner {
    justify-content: space-between;
  }
}

@media (max-width: 767.98px) {
  .container {
    padding: 0 0.75rem;
  }

  .header-inner {
    gap: 0.75rem;
  }

  .header-left {
    gap: 1rem;
  }

  .site-logo {
    height: 60px;
  }

  .owner-photo {
    width: 45px;
    height: 45px;
  }

  .owner-name {
    font-size: 0.8rem;
  }

  .owner-title {
    font-size: 0.7rem;
  }

  .years-badge {
    padding: 0.75rem 1rem;
    min-width: 60px;
  }

  .years-number {
    font-size: 1.25rem;
  }

  .years-text {
    font-size: 0.7rem;
  }

  /* Hide CTA bar on mobile */
  .cta-bar {
    display: none;
  }
}

@media (max-width: 575.98px) {
  .header-inner {
    /*flex-direction: column;*/
    align-items: flex-start;
    gap: 1rem;
  }

  .header-left {
    width: 100%;
    justify-content: space-between;
  }

  .header-right {
    position: absolute;
    top: 1rem;
    right: 1rem;
  }

  .site-logo {
    height: 50px;
    width: 100%;
  }

  .owner-photo {
    width: 40px;
    height: 40px;
  }

  .mobile-menu-content {
    width: 90%;
  }
}

/* ===== Animation Keyframes ===== */
@keyframes slideInRight {
  from {
    transform: translateX(100%);
    opacity: 0;
  }
  to {
    transform: translateX(0);
    opacity: 1;
  }
}

@keyframes slideOutRight {
  from {
    transform: translateX(0);
    opacity: 1;
  }
  to {
    transform: translateX(100%);
    opacity: 0;
  }
}

@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ===== Custom Utility Classes ===== */
.text-center {
  text-align: center;
}

/* ===== Scrollbar Styling ===== */
::-webkit-scrollbar {
  width: 8px;
}

::-webkit-scrollbar-track {
  background: var(--bg-light);
}

::-webkit-scrollbar-thumb {
  background: var(--primary-blue-light);
  border-radius: var(--radius-full);
}

::-webkit-scrollbar-thumb:hover {
  background: var(--primary-blue);
}

/* ===== Focus States for Accessibility ===== */
.nav-link:focus,
.mobile-nav-link:focus,
.mobile-toggle:focus,
.cta-btn:focus {
  outline: 2px solid var(--accent-gold);
  outline-offset: 2px;
}

/* ===== Loading Animation ===== */
.loading {
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%,
  100% {
    opacity: 1;
  }
  50% {
    opacity: 0.5;
  }
}

/* ==================== Navbar Section CSS Ends ===================== */

/* ============= Hero Slider Section CSS Start ================================ */
/* ==== Slider Container ==== */
.slider {
  max-width: 100%;
  position: relative;
  margin: auto;
  height: 460px;
  overflow: hidden;
}

/* ==== Each Slide ==== */
.slider .item img {
  object-fit: cover;
  width: 100%;
  height: 460px;
  display: block;
}

/* ==== Next / Prev Buttons ==== */
.slider .previous,
.slider .next {
  cursor: pointer;
  position: absolute;
  top: 50%;
  width: auto;
  margin-top: -22px;
  text-decoration: none;
  padding: 10px;
  color: white;
  font-weight: bold;
  font-size: 15px;
  transition: 0.6s ease;
  border-radius: 10%;
  background: rgba(0, 0, 0, 0.4);
  user-select: none;
  z-index: 10;
}

.slider .next {
  right: 15px;
}

.slider .previous {
  left: 15px;
}

.slider .previous:hover,
.slider .next:hover {
  background-color: rgba(0, 0, 0, 0.7);
}

/* ==== Animation ==== */
.slider .item {
  animation-name: fade;
  animation-duration: 1.2s;
}

@keyframes fade {
  from {
    opacity: 0.4;
  }
  to {
    opacity: 1;
  }
}

/* ==== Dots / Indicators ==== */
.dots {
  text-align: center;
  position: absolute;
  bottom: 15px;
  width: 100%;
  z-index: 10;
}

.dot {
  cursor: pointer;
  height: 12px;
  width: 12px;
  margin: 0 4px;
  background-color: var(--bg-white);
  border-radius: 50%;
  display: inline-block;
  transition: background-color 0.3s ease;
}

.active-dot,
.dot:hover {
  background-color: var(--bg-overlay);
}

/* ==== Responsive ==== */
@media (max-width: 768px) {
  .slider {
    height: 250px;
  }

  .slider .item img {
    height: 250px;
  }

  .slider .previous,
  .slider .next {
    font-size: 8px;
    padding: 8px;
  }
}

@media (max-width: 480px) {
  .slider {
    height: 150px;
  }

  .dots {
    display: none;
  }

  .slider .item img {
    height: 150px;
  }
}

/* ================= Hero Slider Section CSS Ends =========================== */

/* ================= Letest News Section CSS Start ===================== */

.news-marquee {
  background: var(--text-secondary); /* Deep blue tone */
  color: #fff;
  display: flex;
  align-items: center;
  overflow: hidden;
  white-space: nowrap;
  height: 45px;
  font-family: "Segoe UI", sans-serif;
}

/* Label / Title */
.news-marquee .label {
  background: var(--gradient-primary);
  color: var(--text-white);
  font-weight: 600;
  padding: 5px 15px;
  border-radius: 20px;
  margin: 0 15px;
  flex-shrink: 0;
}

/* The actual marquee text */
.news-marquee marquee {
  flex: 1;
  font-size: 15px;
}

/* Text Styling */
.news-marquee span {
  margin-right: 50px;
  display: inline-block;
}

/* Responsive */
@media (max-width: 768px) {
  .news-marquee {
    flex-direction: column;
    align-items: flex-start;
    height: auto;
    padding: 8px 10px;
  }

  .news-marquee .label {
    display: none;
  }

  .news-marquee marquee {
    font-size: 14px;
  }
}

/* ================== Letest News Section CSS Ends ================== */

/* ================ Loan Service Section CSS Start ================== */
.main-loan-service-home {
  background: var(--bg-light);
  font-family: "Inter", sans-serif;
}

/* ===== Loan Cards ===== */
.loan-card {
  background: var(--text-white);
  border-radius: 1rem;
  box-shadow: var(--shadow-lg);
  transition: all 0.4s ease;
  border-top: 5px solid var(--primary-blue);
  position: relative;
  overflow: hidden;
}

.loan-card::after {
  content: "";
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 5px;
  background: var(--gradient-nav);
  transition: all 0.5s ease;
}

.loan-card:hover::after {
  left: 0;
}

.loan-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 30px rgba(30, 58, 138, 0.2);
}

.loan-icon i {
  font-size: 45px;
  color: var(--primary-blue);
  background: var(--accent-gold-light);
  padding: 18px;
  border-radius: 50%;
  box-shadow: 0 4px 10px rgba(245, 158, 11, 0.3);
}

.loan-title {
  font-weight: 700;
  color: var(--text-primary);
  margin-top: 10px;
}

.loan-rate {
  color: var(--text-secondary);
  font-size: 15px;
}

/* ===== Gradient Button ===== */
.click-btn.btn-style501 {
  display: inline-block;
  padding: 10px 20px;
  font-weight: 600;
  border-radius: 9px;
  background-image: var(--gradient-nav);
  background-size: 200% auto;
  background-position: left top;
  border: none;
  color: var(--text-white);
  text-decoration: none;
  transition: 0.5s;
  box-shadow: 0 5px 15px rgba(161, 196, 253, 0.4);
}

.click-btn.btn-style501:hover {
  background-position: right bottom;
  color: var(--text-white);
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(161, 196, 253, 0.6);
}

/* ===== Responsive ===== */
@media (max-width: 768px) {
  .loan-card {
    padding: 25px;
  }

  .loan-icon i {
    font-size: 38px;
    padding: 15px;
  }
}

/* ================= Loan Service Section CSS Ends ===================== */

/* ================== Banking Services Section CSS Start =============== */
/* ===== Section Styling ===== */
.banking-services-section {
  position: relative;
  background: url("../images/banking-services-bg-home-overlay.jpg") center/cover
    no-repeat;
  padding: 100px 0;
  overflow: hidden;
}

.banking-services-section .overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(
    120deg,
    rgba(10, 37, 76, 0.95),
    rgba(20, 80, 140, 0.7)
  );
  z-index: 0;
}

.banking-services-section .container-fluid {
  position: relative;
  z-index: 1;
}

/* ===== Cards ===== */
.bank-service-card {
  background: rgba(255, 255, 255, 0.95);
  border-radius: 14px;
  padding: 1.8rem 1rem;
  transition: all 0.3s ease;
  height: 100%;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}
.bank-service-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 10px 30px rgba(10, 37, 76, 0.3);
}
.bank-service-card .icon {
  font-size: 35px;
  color: var(--primary-blue);
  margin-bottom: 1rem;
  transition: 0.3s;
}
.bank-service-card:hover .icon {
  transform: scale(1.1);
  color: var(--secondary-blue);
}
.bank-service-card h5 {
  color: #0a254c;
  font-weight: 600;
  margin-bottom: 0.8rem;
}

/* ===== Button ===== */
.bank-btn-home {
  display: inline-block;
  padding: 4px 10px;
  font-weight: 400;
  border-radius: 6px;
  background-image: var(--gradient-nav);
  background-size: 200% auto;
  background-position: left top;
  border: none;
  color: var(--text-white);
  text-decoration: none;
  transition: 0.5s;
  box-shadow: 0 5px 15px rgba(161, 196, 253, 0.4);
}
.bank-btn-home:hover {
  background-position: right bottom;
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(161, 196, 253, 0.6);
}

/* ===== ATM Box ===== */
.atm-box {
  position: relative;
  perspective: 1000px;
  display: inline-block;
  background: rgba(255, 255, 255, 0.1);
  border: 2px solid rgba(255, 255, 255, 0.2);
  border-radius: 20px;
  padding: 40px 20px;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
  backdrop-filter: blur(10px);
}

.atm-card {
  width: 320px;
  height: 200px;
  position: relative;
  transform-style: preserve-3d;
  transition: transform 1s;
}

.atm-card img {
  width: 100%;
  height: 100%;
  border-radius: 14px;
  object-fit: cover;
}

.atm-front,
.atm-back {
  position: absolute;
  width: 100%;
  height: 100%;
  backface-visibility: hidden;
}

.atm-back {
  transform: rotateY(180deg);
}

/* Rotate Button */
.rotate-btn {
  background: var(--gradient-nav);
  border: none;
  color: #fff;
  padding: 10px 20px;
  border-radius: 8px;
  cursor: pointer;
  font-weight: 500;
  transition: 0.3s;
}
.rotate-btn:hover {
  background-position: right bottom;
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(161, 196, 253, 0.6);
}

/* ===== Responsive ===== */
@media (max-width: 992px) {
  .atm-card {
    width: 280px;
    height: 180px;
  }
}

@media (max-width: 768px) {
  .atm-box {
    margin-top: 40px;
  }
  .atm-card {
    width: 260px;
    height: 160px;
  }
}

/* ==================== Banking Services Section CSS Ends ================ */

/* ================= Deposit Schemes Section CSS Start ================ */

/* ===== SECTION STYLE ===== */
.deposit-home-section {
  padding: 80px 0;
  background: linear-gradient(135deg, #edf3ff 0%, #f9fbff 100%);
}

.deposit-home-header {
  text-align: center;
  margin-bottom: 50px;
}

.deposit-home-header h2 {
  font-size: 2.4rem;
  font-weight: 700;
  color: #0a254c;
  position: relative;
  display: inline-block;
}

.deposit-home-header h2::after {
  content: "";
  display: block;
  width: 80px;
  height: 3px;
  background: #1e5eff;
  margin: 10px auto 0;
  border-radius: 4px;
}

/* ===== CONTAINER ===== */
.deposit-home-container {
  display: flex;
  justify-content: center;
  align-items: stretch;
  gap: 25px;
  flex-wrap: wrap;
  padding: 0 40px;
}

/* ===== CARD STYLE ===== */
.deposit-home-card {
  position: relative;
  width: 31%;
  min-width: 280px;
  height: 350px;
  border-radius: 14px;
  overflow: hidden;
  cursor: pointer;
  transition: transform 0.4s ease, box-shadow 0.4s ease;
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.1);
  background: #000;
}

.deposit-home-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
}

/* Image & Overlay */
.deposit-home-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.deposit-home-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(10, 37, 76, 0.38); /* lighter */
  transition: background 0.3s ease;
}

.deposit-home-card:hover .deposit-home-overlay {
  background: rgba(10, 37, 76, 0.55);
}

/* ===== CONTENT ===== */
.deposit-home-content {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  text-align: center;
  color: white;
  padding: 0 20px;
  z-index: 2;
}

.deposit-home-icon {
  font-size: 44px;
  margin-bottom: 15px;
  color: #fff;
}

.deposit-home-title {
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 12px;
}

.deposit-home-text {
  font-size: 1.1rem;
  line-height: 1.5;
  color: #eaf0fa;
}

/* ===== BUTTON ===== */
.deposit-home-btn {
  position: absolute;
  bottom: -50px;
  left: 0;
  width: 100%;
  text-align: center;
  background: var(--gradient-nav);
  color: white;
  text-decoration: none;
  padding: 14px 0;
  font-weight: 600;
  border: none;
  transition: bottom 0.4s ease;
  z-index: 3;
}

.deposit-home-card:hover .deposit-home-btn {
  bottom: 0;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 992px) {
  .deposit-home-card {
    width: 45%;
    height: 330px;
  }
  .deposit-home-title {
    font-size: 1.35rem;
  }
  .deposit-home-text {
    font-size: 1rem;
  }
}

@media (max-width: 600px) {
  .deposit-home-container {
    flex-direction: column;
    align-items: center;
    padding: 0 20px;
  }
  .deposit-home-card {
    width: 100%;
    height: 310px;
  }
  .deposit-home-title {
    font-size: 1.3rem;
  }
  .deposit-home-text {
    font-size: 1rem;
  }
}

/* ==================== Deposit Schemes Section CSS Ends ================ */

/* =============== EMI Calculator Section CSS Start ================== */

.emi-calc-section {
  background: linear-gradient(135deg, #f0f6ff, #e8f3ff);
}

.emi-calc-card,
.emi-calc-result {
  border-radius: 16px;
  background: #fff;
  transition: 0.3s;
}

.emi-calc-card:hover,
.emi-calc-result:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 20px rgba(10, 37, 76, 0.15);
}

.emi-calc-input {
  max-width: 200px;
}

.emi-calc-details span {
  color: #555;
  font-size: 0.95rem;
}

.emi-calc-details strong {
  color: #0a254c;
  font-weight: 600;
}

canvas {
  max-width: 250px;
  margin: 0 auto;
}

@media (max-width: 768px) {
  .emi-calc-input {
    max-width: 100%;
  }
  canvas {
    max-width: 200px;
  }
}
/* ============== Emi Calculator Section CSS Ends ================ */

/* ============== Footer Section CSS Start ============== */
/* ===== Footer Full CSS ===== */

/* Footer Gradient Background & Base */
.footer-gradient {
  background: var(--gradient-nav);
  font-family: var(--font-family);
  color: var(--text-white);
  animation: fadeInFooter 1s ease forwards;
  padding-top: 3rem;
  padding-bottom: 2rem;
}

/* Fade-in Animation */
@keyframes fadeInFooter {
  0% {
    opacity: 0;
    transform: translateY(20px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Footer Headings */
.footer-gradient h5 {
  font-weight: 600;
  margin-bottom: 1rem;
  position: relative;
}

/* Footer Links */
.footer-link {
  color: var(--text-white);
  text-decoration: none;
  display: inline-block;
  position: relative;
  transition: all 0.3s ease, text-shadow 0.3s ease;
}

.footer-link::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -3px;
  width: 0%;
  height: 2px;
  background: var(--text-white);
  transition: 0.3s ease;
}

.footer-link:hover::after {
  width: 100%;
}

.footer-link:hover {
  color: var(--text-white); /* Semi-transparent white for contrast */
  transform: translateY(-2px);
  text-shadow: 0 0 8px var(--primary-blue-light);
}

/* Contact Items */
.contact-item {
  transition: all 0.3s ease, text-shadow 0.3s ease;
}
.contact-item:hover {
  color: #fffa;
  transform: translateX(3px);
  text-shadow: 0 0 8px var(--primary-blue-light);
}

/* Social Icons */
.social-icon {
  display: inline-block;
  color: var(--text-white);
  font-size: 1.2rem;
  transition: transform 0.3s ease, color 0.3s ease, text-shadow 0.3s ease;
}
.social-icon:hover {
  color: #fffa;
  transform: scale(1.2) translateY(-2px);
  text-shadow: 0 0 12px #3b82f6, 0 0 20px #0ea5e9;
}

/* Footer List Items Spacing */
.footer-gradient ul li {
  margin-bottom: 0.5rem;
}

/* Footer Copyright */
.footer-gradient .border-top {
  border-color: rgba(255, 255, 255, 0.3) !important;
  margin-top: 2rem;
  padding-top: 1rem;
}

/* Responsive Adjustments */
@media (max-width: 767px) {
  .footer-gradient .col-md-3 {
    text-align: center;
  }
  .social-icon {
    margin: 0 5px;
  }
}

/* ================ Footer Section CSS Ends ================ */

/* ================ Common Banner Code All Pages Section CSS Start =============== */

/* Banner Section */
.ahwal-board-banner {
  position: relative;
  overflow: hidden;
}

/* Left side background */
.ahwal-left-bg {
  background-color: #f4f6f9; /* light gray */
  min-height: 400px;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* Title */
.ahwal-title {
  color: #008cd2;
  font-size: 2.5rem;
}

/* Breadcrumb Overlay */
.ahwal-breadcrumb {
  background: rgba(0, 0, 0, 0.4);
  z-index: 10;
}

/* Image styling */
.ahwal-image-wrapper img {
  height: 400px;
  object-fit: cover;
}

/* Responsive Design */
@media (max-width: 991px) {
  .ahwal-left-bg {
    min-height: auto;
    padding: 3rem 1.5rem;
    text-align: center;
  }

  .ahwal-title {
    font-size: 2rem;
  }

  .ahwal-image-wrapper img {
    height: 250px;
  }

  .ahwal-breadcrumb {
    font-size: 0.9rem;
  }
}

/* ================ Common Banner Code All Pages Section CSS Ends ================ */

/* ================ Profile Section CSS Start ======================== */

/* Section Title */
.bank-profile-title {
  background: var(--gradient-primary);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  font-size: 2.2rem;
}

/* Feature Cards */
.bank-profile-card {
  background: var(--bg-light);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 1.8rem 1.2rem;
  text-align: center;
  transition: var(--transition);
  height: 100%;
}

.bank-profile-card i {
  font-size: 2rem;
  color: var(--primary-blue-light);
  margin-bottom: 1rem;
  transition: var(--transition);
}

.bank-profile-card h5 {
  font-size: 1rem;
  color: var(--text-primary);
  font-weight: 600;
}

.bank-profile-card:hover {
  background: var(--gradient-primary);
  transform: translateY(-5px);
}

.bank-profile-card:hover h5,
.bank-profile-card:hover i {
  color: #fff;
}

/* Performance Table */
.bank-profile-performance-card {
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: #fff;
}

.bank-profile-table-header {
  background: var(--gradient-primary);
  padding: 1rem 1.5rem;
  border-bottom: 4px solid var(--primary-blue-dark);
}

.bank-profile-performance-card table {
  font-size: 0.95rem;
}

.bank-profile-performance-card th {
  background-color: var(--primary-blue);
  color: #fff;
  font-weight: 600;
  text-align: center;
}

.bank-profile-performance-card td {
  text-align: center;
  color: var(--text-primary);
}

/* Responsive */
@media (max-width: 768px) {
  .bank-profile-title {
    font-size: 1.8rem;
  }

  .bank-profile-card {
    padding: 1.2rem;
  }

  .bank-profile-card i {
    font-size: 1.6rem;
  }
}

/* ================= Profile Section CSS Ends ======================= */

/* =========== History Section CSS Start =================== */

/* Bank History Section */
.bank-history-section {
  position: relative;
}

.bank-history-img-wrapper img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 12px;
}

.bank-history-content {
  color: #333;
  line-height: 1.7;
}

.bank-history-content h3 {
  font-size: 1.8rem;
}

.bank-history-stat-box {
  transition: all 0.3s ease;
}

.bank-history-stat-box:hover {
  transform: translateY(-5px);
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.1);
}

@media (max-width: 991px) {
  .bank-history-content {
    margin-top: 1rem;
  }
}

/* =============== History Section CSS Ends ================== */

/* ============= BOD Section CSS Start ===================== */

/* ===== Section Styles ===== */
.bank-director-section {
  background: var(--gradient-header);
  font-family: var(--font-family);
}

.bank-director-title {
  color: var(--primary-blue-dark);
  font-size: 2rem;
}

.bank-director-subtitle {
  color: var(--text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

/* ===== Card Styles ===== */
.bank-director-card {
  background: var(--bg-light);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  transition: var(--transition-normal);
}

.bank-director-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.bank-director-img img {
  width: 120px;
  height: 120px;
  object-fit: cover;
  border: 4px solid var(--primary-blue-light);
  box-shadow: var(--shadow-md);
}

.bank-director-name {
  color: var(--primary-blue-dark);
  font-weight: 600;
  font-size: 1.1rem;
}

.bank-director-role {
  color: var(--text-secondary);
  font-size: 0.95rem;
}

/* ===== Responsive ===== */
@media (max-width: 576px) {
  .bank-director-title {
    font-size: 1.5rem;
  }

  .bank-director-card {
    padding: 1.5rem 1rem;
  }

  .bank-director-img img {
    width: 100px;
    height: 100px;
  }
}

/* =============== BOD Section CSS Ends ===================== */

/* =============== Chairman's Desk Section CSS Start =============== */

/* ===== Section Styling ===== */
.bank-chairman-section {
  background: var(--bg-light);
  font-family: var(--font-family);
}

.bank-chairman-title {
  color: var(--primary-blue-dark);
  font-size: 2rem;
}

.bank-chairman-subtitle {
  color: var(--text-secondary);
}

/* ===== Image Area ===== */
.bank-chairman-photo img {
  max-width: 280px;
  border: 4px solid var(--primary-blue-light);
  border-radius: var(--radius-lg);
  transition: var(--transition-normal);
}

.bank-chairman-photo img:hover {
  transform: scale(1.03);
}

.bank-chairman-name {
  color: var(--primary-blue-dark);
  font-weight: 600;
}

.bank-chairman-role {
  color: var(--text-secondary);
}

/* ===== Message Box ===== */
.bank-chairman-message {
  background: #ffffff;
  border-left: 6px solid var(--primary-blue-light);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  transition: var(--transition-normal);
}

.bank-chairman-message:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.bank-chairman-message-img img {
  border-radius: var(--radius-lg);
  border: 2px solid #e5e7eb;
}

.bank-chairman-text p {
  color: var(--text-primary);
  line-height: 1.7;
  font-size: 1rem;
}

.translate-btn {
  background: var(--gradient-primary);
  color: var(--text-white);
  border-radius: var(--radius-full);
  padding: 0.6rem 1.4rem;
  font-size: 0.9rem;
  border: none;
  transition: var(--transition-normal);
}

.translate-btn:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.bank-chairman-text {
  max-height: 520px; /* long text safe */
  overflow-y: auto; /* scroll */
  padding-right: 10px;
}

/* ===== Responsive Design ===== */
@media (max-width: 992px) {
  .bank-chairman-photo img {
    max-width: 220px;
  }

  .bank-chairman-message {
    padding: 1.5rem;
  }

  .bank-chairman-text p {
    font-size: 0.95rem;
  }
}

@media (max-width: 576px) {
  .bank-chairman-title {
    font-size: 1.5rem;
  }

  .bank-chairman-photo img {
    max-width: 180px;
  }

  .bank-chairman-message-img img {
    margin-bottom: 1rem;
  }
}

/* =============== Chairman's Desk Section CSS Ends =============== */

/* ============= Branch Locator Section CSS Start ================ */

/* ===== Head Office Team ===== */
.head-office {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-md);
}

.leader-card {
  background: var(--bg-light);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 1.5rem;
  transition: var(--transition);
}

.leader-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 10px 20px rgba(30, 58, 138, 0.2);
}

.leader-card img {
  width: 130px;
  height: 130px;
  border-radius: 50%;
  object-fit: cover;
  border: 4px solid var(--primary-blue-light);
  margin-bottom: 0.8rem;
}

.leader-card h5 {
  color: var(--primary-blue);
  font-weight: 600;
}

.leader-card p {
  color: var(--text-secondary);
  font-size: 0.9rem;
}

/* ===== Branch Cards ===== */
.jusbl-branch-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 1.75rem;
  transition: var(--transition);
  border-top: 4px solid var(--primary-blue);
}

.jusbl-branch-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 10px 20px rgba(30, 58, 138, 0.2);
  border-top-color: var(--secondary-blue);
}

.branch-title {
  font-weight: 700;
  font-size: 1.25rem;
  color: var(--primary-blue);
  margin-bottom: 0.75rem;
}

.jusbl-branch-card p {
  color: var(--text-secondary);
  font-size: 0.95rem;
  margin-bottom: 0.5rem;
}

.services {
  background: var(--gradient-primary);
  color: white !important;
  display: inline-block;
  padding: 0.35rem 0.9rem;
  border-radius: 30px;
  font-size: 0.8rem;
  margin-top: 0.6rem;
}

/* ===== Responsive ===== */
@media (max-width: 768px) {
  .leader-card img {
    width: 100px;
    height: 100px;
  }

  .jusbl-branch-card {
    padding: 1.25rem;
  }

  .branch-title {
    font-size: 1.1rem;
  }
}

/* ============ Branch Locator Section CSS Ends ================== */

/* ================ Deposit Section CSS Start ==================== */

.deposit-section {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  transition: transform var(--transition-normal),
    box-shadow var(--transition-normal);
}

.deposit-section:hover {
  transform: translateY(-3px);
  box-shadow: 0 20px 25px rgba(0, 0, 0, 0.1);
}

.table-container {
  padding: 2rem;
  background: var(--gradient-header);
}

.table-title {
  font-weight: 600;
  color: var(--primary-blue-dark);
}

.deposit-table {
  width: 100%;
  border-collapse: collapse;
  box-shadow: var(--shadow-md);
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: #fff;
}

.deposit-table th {
  background: var(--gradient-primary);
  color: var(--text-white);
  text-align: center;
  padding: 0.9rem;
  font-weight: 600;
}

.deposit-table td {
  text-align: center;
  padding: 0.8rem;
  border-bottom: 1px solid #e5e7eb;
}

.deposit-table tr:nth-child(even) {
  background-color: #f1f5f9;
}

.deposit-table tr:hover {
  background-color: #e0f2fe;
  transform: scale(1.01);
  transition: var(--transition-normal);
}

.note-box {
  background: var(--gradient-primary);
  color: var(--text-white);
  padding: 1.25rem;
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
  font-size: 0.95rem;
}

.note-box strong {
  font-weight: 600;
}

@media (max-width: 768px) {
  .table-container {
    padding: 1rem;
  }

  .deposit-table th,
  .deposit-table td {
    font-size: 0.85rem;
    padding: 0.6rem;
  }

  .note-box {
    font-size: 0.9rem;
  }
}

/* ================ Deposit Section CSS Ends ================== */

/* ============== Loans Section CSS Start =============== */

.loans-page-wrap {
  max-width: 1100px;
  margin: 48px auto;
  padding: 0 16px;
}

.loans-hero {
  background: var(--gradient-header);
  border-radius: var(--radius-lg);
  padding: 22px;
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.loans-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary-blue-dark);
}

.loans-subtitle {
  color: var(--text-secondary);
  font-size: 0.95rem;
}

.loans-rates-card {
  margin-top: 20px;
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}

.loans-card-header {
  background: var(--gradient-primary);
  color: var(--text-white);
  padding: 14px 20px;
  font-weight: 700;
}

.loans-table-wrap {
  padding: 18px;
}

.loans-rates-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.95rem;
}

.loans-rates-table thead th {
  background: rgba(30, 58, 138, 0.06);
  color: var(--primary-blue-dark);
  font-weight: 600;
  padding: 12px 10px;
  text-align: left;
  border-bottom: 1px solid rgba(30, 58, 138, 0.06);
}

.loans-rates-table tbody td {
  padding: 12px 10px;
  border-bottom: 1px solid #f1f5f9;
  color: var(--text-primary);
}

.loans-rates-table tbody tr:last-child td {
  border-bottom: none;
}

.loans-badge-term {
  display: inline-block;
  padding: 0.25rem 0.5rem;
  border-radius: 0.5rem;
  font-size: 0.82rem;
  color: var(--text-white);
  background: linear-gradient(
    90deg,
    var(--primary-blue),
    var(--secondary-blue)
  );
  font-weight: 600;
}

@media (max-width: 768px) {
  .loans-hero {
    flex-direction: column;
    align-items: flex-start;
  }

  .loans-rates-table thead {
    display: none;
  }

  .loans-rates-table tbody tr {
    display: block;
    margin-bottom: 12px;
    background: #fff;
    border-radius: 0.5rem;
    box-shadow: var(--shadow-sm);
  }

  .loans-rates-table tbody td {
    display: block;
    padding: 10px 12px;
  }

  .loans-rates-table tbody td[data-label]:before {
    content: attr(data-label) ": ";
    font-weight: 700;
    color: var(--text-secondary);
    display: inline-block;
    width: 45%;
  }
}

.loans-note {
  margin-top: 12px;
  padding: 14px;
  border-radius: 0.6rem;
  background: linear-gradient(
    90deg,
    rgba(30, 58, 138, 0.04),
    rgba(14, 165, 233, 0.02)
  );
  color: var(--text-primary);
  font-size: 0.95rem;
}

.loans-muted {
  color: var(--text-secondary);
  font-size: 0.92rem;
}

/* =============== Loans Section CSS Ends ==================== */

/* ============ NEFT RTGS Section CSS Start ================= */

/* ===== Section Styling ===== */
.neft-rtgs-section {
  padding: 70px 0;
}

.neft-rtgs-title {
  font-weight: 700;
  font-size: 2.2rem;
  text-align: center;
  color: var(--primary-blue) !important;
  /* background: var(--gradient-header);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent; */
  margin-bottom: 50px;
}

/* ===== Card Styling ===== */
.neft-rtgs-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 35px;
  margin-bottom: 30px;
  transition: transform var(--transition-normal),
    box-shadow var(--transition-normal);
}

.neft-rtgs-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.neft-rtgs-card h5 {
  color: var(--primary-blue);
  font-weight: 600;
  margin-bottom: 15px;
}

.neft-rtgs-card p {
  color: var(--text-secondary);
  line-height: 1.7;
  font-size: 0.95rem;
}

.neft-rtgs-card ul li {
  margin-bottom: 8px;
  color: var(--text-secondary);
}

/* ===== Table Styling ===== */
.neft-rtgs-table th {
  background: var(--gradient-primary);
  color: var(--text-white);
  text-align: center;
}

.neft-rtgs-table td {
  text-align: center;
  vertical-align: middle;
  color: var(--text-primary);
}

/* ===== Highlight Box ===== */
.neft-rtgs-highlight {
  background: var(--gradient-primary);
  color: var(--text-white);
  padding: 18px 25px;
  border-radius: var(--radius-md);
  text-align: center;
  font-weight: 600;
  letter-spacing: 0.5px;
  box-shadow: var(--shadow-md);
}

@media (max-width: 768px) {
  .neft-rtgs-title {
    font-size: 1.7rem;
  }

  .neft-rtgs-card {
    padding: 25px;
  }
}

/* =========== NEFT RTGS Section CSS Ends ============== */

/* ================= ATM Facility Section CSS Start ================= */

/* ===== ATM Section Styling ===== */
.loans-atm-section {
  background: var(--bg-light);
  font-family: var(--font-family);
}

.loans-atm-content {
  background: var(--bg-white);
  padding: 2rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  transition: var(--transition-normal);
}

.loans-atm-content:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-3px);
}

.loans-atm-list {
  margin-top: 1rem;
  color: var(--text-secondary);
  line-height: 1.7;
}

.loans-atm-list li {
  margin-bottom: 0.75rem;
  position: relative;
  padding-left: 1.8rem;
}

.loans-icon {
  color: var(--primary-blue-light);
  position: absolute;
  left: 0;
  top: 4px;
  font-size: 1rem;
}

/* ===== ATM Card Modern Effect ===== */
.loans-atm-card-wrapper {
  display: flex;
  justify-content: center;
  align-items: center;
  perspective: 1200px;
}

.loans-atm-card {
  width: 100%;
  max-width: 420px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform 0.6s var(--transition-normal);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.25);
  position: relative;
  background: var(--gradient-primary);
}

.loans-atm-card img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  transition: transform 0.5s var(--transition-normal);
}

/* 3D Hover + Shine */
.loans-atm-card::before {
  content: "";
  position: absolute;
  top: -50%;
  left: -75%;
  width: 50%;
  height: 200%;
  background: rgba(255, 255, 255, 0.25);
  transform: rotate(25deg);
  transition: all 0.8s ease-in-out;
}

.loans-atm-card:hover {
  transform: rotateY(10deg) rotateX(5deg) scale(1.05);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.35);
}

.loans-atm-card:hover::before {
  left: 120%;
  transition: all 0.8s ease-in-out;
}

.loans-atm-card:hover img {
  transform: scale(1.03);
}

/* ===== Responsive ===== */
@media (max-width: 767px) {
  .loans-atm-card {
    max-width: 320px;
  }

  .loans-atm-content {
    padding: 1.5rem;
  }
}

/* ================ ATM Facility Section CSS Ends ================ */

/* =============== Lockers Section CSS Start ================== */

/* ===== Lockers Section ===== */
.loans-lockers-section {
  background: var(--bg-light);
  font-family: var(--font-family);
  padding: 4rem 1rem;
}

.loans-lockers-wrapper {
  max-width: 100%;
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
  transition: var(--transition-normal);
}

.loans-lockers-wrapper:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.loans-lockers-card {
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: all 0.4s ease-in-out;
  background: var(--bg-white);
}

.loans-lockers-card:hover {
  transform: scale(1.02);
  box-shadow: var(--shadow-md);
}

.loans-lockers-card table {
  border-collapse: collapse;
  width: 100%;
}

.loans-lockers-card th,
.loans-lockers-card td {
  padding: 0.85rem 1rem;
  font-weight: 500;
  color: var(--text-primary);
  border-color: #e2e8f0;
}

.loans-lockers-card tbody tr:hover {
  background: rgba(14, 165, 233, 0.06);
  transition: var(--transition-fast);
}

.loans-lockers-note {
  background: linear-gradient(
    90deg,
    rgba(30, 58, 138, 0.04),
    rgba(14, 165, 233, 0.05)
  );
  border-radius: var(--radius-md);
  padding: 1rem 1.25rem;
  color: var(--text-primary);
  font-size: 0.95rem;
  box-shadow: var(--shadow-sm);
}

/* ===== Responsive ===== */
@media (max-width: 768px) {
  .loans-lockers-wrapper {
    padding: 1.5rem;
  }

  .loans-lockers-card th,
  .loans-lockers-card td {
    font-size: 0.9rem;
  }

  .loans-lockers-note {
    font-size: 0.9rem;
  }
}

/* ============== Lockers Section CSS Ends ===================== */

/* ============== UPI Section CSS Start =================== */

/* ===== UPI & QR Section ===== */
.loans-upi-section {
  background: var(--bg-light);
  font-family: var(--font-family);
}

.loans-upi-wrapper {
  max-width: 100%;
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
  transition: var(--transition-normal);
}

.loans-upi-wrapper:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

/* ===== Feature Cards ===== */
.loans-upi-card {
  background: var(--bg-white);
  border-radius: var(--radius-md);
  padding: 1.5rem 1.2rem;
  transition: all 0.4s ease;
  border: 1px solid rgba(0, 0, 0, 0.05);
}

.loans-upi-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  background: linear-gradient(145deg, #ffffff, rgba(14, 165, 233, 0.04));
}

.loans-upi-icon {
  font-size: 2rem;
  color: var(--primary-blue);
  background: rgba(14, 165, 233, 0.08);
  width: 60px;
  height: 60px;
  border-radius: 50%;
  display: flex;
  justify-content: center;
  align-items: center;
  margin: 0 auto 1rem;
  transition: all 0.3s ease;
}

.loans-upi-card:hover .loans-upi-icon {
  background: var(--gradient-primary);
  color: #fff;
  transform: scale(1.1);
}

.loans-upi-card h5 {
  font-weight: 600;
  color: var(--primary-blue-dark);
}

.loans-upi-card p {
  font-size: 0.95rem;
  color: var(--text-secondary);
}

/* ===== Banner ===== */
.loans-upi-banner {
  background: var(--gradient-primary);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

/* ===== Responsive ===== */
@media (max-width: 768px) {
  .loans-upi-wrapper {
    padding: 1.5rem;
  }

  .loans-upi-card {
    padding: 1.2rem;
  }

  .loans-upi-card h5 {
    font-size: 1rem;
  }

  .loans-upi-banner h5 {
    font-size: 1rem;
  }
}

/* =============== UPI Section CSS Ends =================== */

/* ============== Link Aadhar Section CSS Start ============== */

/* ===== Aadhaar Section ===== */
.loans-aadhar-section {
  background: var(--bg-light);
  font-family: var(--font-family);
}

.loans-aadhar-wrapper {
  max-width: 100%;
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
  transition: var(--transition-normal);
}

.loans-aadhar-wrapper:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

/* ===== Feature Cards ===== */
.loans-aadhar-card {
  background: var(--bg-white);
  border-radius: var(--radius-md);
  padding: 1.5rem 1.2rem;
  transition: all 0.4s ease;
  border: 1px solid rgba(0, 0, 0, 0.05);
}

.loans-aadhar-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  background: linear-gradient(145deg, #ffffff, rgba(14, 165, 233, 0.04));
}

.loans-aadhar-icon {
  font-size: 2rem;
  color: var(--primary-blue);
  background: rgba(14, 165, 233, 0.08);
  width: 60px;
  height: 60px;
  border-radius: 50%;
  display: flex;
  justify-content: center;
  align-items: center;
  margin: 0 auto 1rem;
  transition: all 0.3s ease;
}

.loans-aadhar-card:hover .loans-aadhar-icon {
  background: var(--gradient-primary);
  color: #fff;
  transform: scale(1.1);
}

.loans-aadhar-card h5 {
  font-weight: 600;
  color: var(--primary-blue-dark);
}

.loans-aadhar-card p {
  font-size: 0.95rem;
  color: var(--text-secondary);
}

/* ===== Banner ===== */
.loans-aadhar-banner {
  background: var(--gradient-primary);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

/* ===== Responsive ===== */
@media (max-width: 768px) {
  .loans-aadhar-wrapper {
    padding: 1.5rem;
  }

  .loans-aadhar-card {
    padding: 1.2rem;
  }

  .loans-aadhar-card h5 {
    font-size: 1rem;
  }

  .loans-aadhar-banner h5 {
    font-size: 1rem;
  }
}

/* ============= Link Aadhar Section CSS Ends ============== */

/* ============= Insurance Section CSS start ================= */

/* ===== Insurance Section ===== */
.loans-insurance-section {
  background: var(--bg-light);
  font-family: var(--font-family);
}

.loans-insurance-row {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 2rem;
  transition: var(--transition-normal);
}

.loans-insurance-row:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

/* Images */
.loans-insurance-img img {
  border-radius: var(--radius-md);
  transition: all 0.4s ease;
}

.loans-insurance-img img:hover {
  transform: scale(1.05);
}

/* Content */
.loans-insurance-content h3 {
  color: var(--primary-blue-dark);
  font-weight: 700;
}

.loans-insurance-content p {
  font-size: 1rem;
  color: var(--text-secondary);
}

.loans-insurance-content ul li {
  font-size: 0.95rem;
  color: var(--text-secondary);
  margin-bottom: 0.5rem;
}

/* Responsive */
@media (max-width: 768px) {
  .loans-insurance-row {
    text-align: center;
    padding: 1.5rem;
  }

  .loans-insurance-content h3 {
    font-size: 1.25rem;
  }

  .loans-insurance-content p {
    font-size: 0.95rem;
  }
}

/* ============= Insurance Section CSS Ends ================= */

/* ============ Annual Report Section CSS Start =============== */

/* ===== Modern Annual Reports Section ===== */
.annual-reports-section {
  background: linear-gradient(180deg, #f7fbff 0%, #eaf3ff 100%);
  position: relative;
  font-family: "Poppins", sans-serif;
}

.annual-title {
  color: #0a254c;
  font-weight: 700;
  font-size: 2rem;
  margin-bottom: 0.5rem;
}

.annual-subtitle {
  color: #4b5a6a;
  font-size: 1rem;
}

.annual-reports-list {
  max-width: auto;
  margin: 0 auto;
}

.annual-report-card {
  background: rgba(255, 255, 255, 0.9);
  border-radius: 14px;
  box-shadow: 0 6px 25px rgba(0, 0, 0, 0.08);
  padding: 1.5rem 1.8rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  backdrop-filter: blur(8px);
  margin-bottom: 1.2rem;
  transition: all 0.3s ease;
  border-left: 5px solid #0a84ff;
}

.annual-report-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 30px rgba(10, 132, 255, 0.2);
  background: rgba(255, 255, 255, 1);
}

.report-year {
  font-size: 1.6rem;
  font-weight: 700;
  color: #0a84ff;
  margin-right: 1rem;
  min-width: 80px;
  text-align: center;
}

.report-content {
  flex: 1;
}

.report-content h4 {
  color: #0a254c;
  font-size: 1.1rem;
  margin-bottom: 0.3rem;
}

.report-content p {
  color: #60718b;
  font-size: 0.9rem;
  margin: 0;
}

.report-actions {
  display: flex;
  gap: 0.6rem;
}

.report-actions a {
  text-decoration: none;
  font-size: 0.9rem;
  padding: 0.45rem 0.9rem;
  border-radius: 8px;
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  transition: all 0.3s ease;
}

.btn-view {
  background: #0a84ff;
  color: #fff;
}

.btn-view:hover {
  background: #0a254c;
}

.btn-download {
  background: #e3f0ff;
  color: #0a84ff;
  border: 1px solid #bcdcff;
}

.btn-download:hover {
  background: #0a84ff;
  color: #fff;
  border-color: #0a84ff;
}

/* ===== Responsive ===== */
@media (max-width: 768px) {
  .annual-report-card {
    flex-direction: column;
    text-align: center;
  }

  .report-year {
    margin-bottom: 0.5rem;
  }

  .report-actions {
    margin-top: 0.8rem;
    flex-wrap: wrap;
    justify-content: center;
  }
}

/* ============= Annual Report Section CSS Ends ================= */

/* ============ Enquiry Form Section CSS Start =============== */

.complaint-section {
  background: var(--bg-light);
  font-family: var(--font-family);
}

.complaint-box {
  background-color: #f8fafc;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);

  border: 1px solid #1e40af;
}

.complaint-label {
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 0.4rem;
  display: block;
}

.complaint-input {
  border-radius: var(--radius-md);
  border: 1px solid #cbd5e1;
  background-color: #ffffff;
  padding: 0.75rem;
  font-size: 0.95rem;
  transition: border-color var(--transition-fast);
}

.complaint-input:focus {
  border-color: var(--primary-blue);
  box-shadow: none;
}

.complaint-btn {
  background: var(--gradient-nav);
  border: none;
  border-radius: var(--radius-full);
  color: var(--text-white);
  font-weight: 600;
  transition: all var(--transition-fast);
}

.complaint-btn:hover {
  opacity: 0.9;
}

.complaint-atm-block {
  background: var(--gradient-primary);
  border: 1px solid rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(6px);
  box-shadow: var(--shadow-md);
}

@media (max-width: 768px) {
  .complaint-box {
    padding: 2rem 1.25rem;
  }
  .complaint-btn {
    width: 100%;
  }
}

/* =========== Enquiry Form Section CSS Ends ================= */

/* ======== Contact Us Section CSS Start ============== */

/* ===== Section Base ===== */
.contactus-section {
  background: linear-gradient(135deg, #f8fafc 0%, #eef2ff 100%);
  font-family: var(--font-family);
}

/* ===== Heading Gradient Text ===== */
.text-gradient {
  background: var(--gradient-primary);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* ===== Info Box ===== */
.contactus-info-box {
  background-color: var(--bg-white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  border: 1px solid #e2e8f0;
  transition: transform var(--transition-normal),
    box-shadow var(--transition-normal);
}

.contactus-info-box:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

/* ===== List Styling ===== */
.contactus-details li {
  margin-bottom: 1.2rem;
  color: var(--text-primary);
  font-size: 0.95rem;
  display: flex;
  align-items: flex-start;
  line-height: 1.6;
}

.contactus-details i {
  font-size: 1.2rem;
  color: var(--primary-blue-light);
  margin-top: 3px;
}

/* ===== Image Styling ===== */
.contactus-image-wrapper {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.contactus-img {
  width: 100%;
  height: 500px;
  object-fit: cover;
  transition: transform var(--transition-normal);
}

.contactus-image-wrapper:hover .contactus-img {
  transform: scale(1.05);
}

/* ===== Responsive ===== */
@media (max-width: 991px) {
  .contactus-info-box {
    text-align: center;
  }

  .contactus-details li {
    justify-content: center;
    text-align: left;
  }
}

/* ======== Cotact Us Section CSS Ends ============ */

/* ============ Photo Gallery Section CSS Start ===================== */

.gallery-section {
  padding: 70px 0;
}

.section-title {
  text-align: center;
  margin-bottom: 40px;
}

/* === TAB SLIDER === */
.tabs-wrapper {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  margin-bottom: 40px;
}

.tab-slider {
  display: flex;
  gap: 12px;
  overflow-x: auto;
  scroll-behavior: smooth;
  padding: 10px 60px;
  scrollbar-width: none;
}

.tab-slider::-webkit-scrollbar {
  display: none;
}

.tab-btn {
  flex: 0 0 auto;
  background: var(--gradient-primary);
  color: #fff;
  border: none;
  border-radius: var(--radius-lg);
  padding: 10px 22px;
  font-weight: 600;
  transition: 0.3s ease;
}

.tab-btn.active {
  background: var(--primary-blue-dark);
  transform: scale(1.05);
}

.tab-arrow {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  background: var(--primary-blue);
  color: white;
  border: none;
  border-radius: 50%;
  width: 42px;
  height: 42px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.3s;
}

.tab-arrow:hover {
  background: var(--secondary-blue);
}

.tab-arrow.left {
  left: 10px;
}
.tab-arrow.right {
  right: 10px;
}

/* === GALLERY === */
.gallery-container {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 20px;
}

.gallery-item {
  border-radius: var(--radius-lg);
  overflow: hidden;
  position: relative;
  cursor: pointer;
  box-shadow: var(--shadow-md);
  transition: 0.3s;
}

.gallery-item img {
  width: 100%;
  height: 300px;
  object-fit: cover;
  transition: transform 0.4s ease;
}

.gallery-item:hover img {
  transform: scale(1.08);
}

/* === POPUP MODAL === */
.image-modal {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.9);
  backdrop-filter: blur(8px);
  justify-content: center;
  align-items: center;
  z-index: 9999;
}

.image-modal.active {
  display: flex;
  animation: fadeIn 0.3s ease-in-out;
}

.modal-content {
  position: relative;
  max-width: 90%;
  max-height: 90%;
  animation: zoomIn 0.3s ease-in-out;
}

.modal-content img {
  width: 100%;
  height: 500px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
}

.close-modal {
  position: absolute;
  top: -15px;
  right: -15px;
  background: var(--secondary-blue);
  color: white;
  border: none;
  border-radius: 50%;
  width: 45px;
  height: 45px;
  font-size: 20px;
  cursor: pointer;
  transition: 0.3s;
}

.close-modal:hover {
  background: var(--primary-blue-dark);
}

@keyframes fadeIn {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

@keyframes zoomIn {
  from {
    transform: scale(0.8);
    opacity: 0;
  }
  to {
    transform: scale(1);
    opacity: 1;
  }
}

@media (max-width: 768px) {
  .tab-btn {
    padding: 8px 14px;
    font-size: 13px;
  }
  .modal-content {
    max-width: 95%;
  }
  .modal-content img {
    height: 290px;
  }
}

/* =========== Photo Gallery Section CSS Ends ==================== */

/* ========= DEAF Section CSS Start ============= */

/* ===== Section Base ===== */
.accountsearch-section {
  background: linear-gradient(135deg, #f8fafc 0%, #eef2ff 100%);
  font-family: var(--font-family);
}

/* ===== Gradient Heading ===== */
.text-gradient {
  background: var(--gradient-primary);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* ===== Search Bar ===== */
.accountsearch-bar {
  max-width: 650px;
}

.accountsearch-input {
  border: 2px solid var(--primary-blue);
  border-radius: var(--radius-lg);
  padding: 0.8rem 1.2rem;
  font-size: 1rem;
  box-shadow: var(--shadow-md);
  transition: all var(--transition-normal);
}

.accountsearch-input:focus {
  border-color: var(--secondary-blue);
  box-shadow: 0 0 0 0.25rem rgba(14, 165, 233, 0.2);
  outline: none;
}

.accountsearch-btn {
  background: var(--gradient-primary);
  color: #fff;
  font-weight: 600;
  padding: 0.8rem 2rem;
  border-radius: var(--radius-lg);
  border: none;
  transition: background var(--transition-normal),
    transform var(--transition-normal);
}

.accountsearch-btn:hover {
  transform: translateY(-2px);
  background: linear-gradient(135deg, #1e40af 0%, #2563eb 50%, #0ea5e9 100%);
}

/* ===== Table Styling ===== */
.accountsearch-table {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: none;
}

.accountsearch-table th {
  background: var(--gradient-primary);
  color: var(--bg-white);
  border: none;
  font-size: 1rem;
  padding: 1rem;
}

.accountsearch-table td {
  padding: 0.9rem 1rem;
  color: var(--text-primary);
  border-color: #e2e8f0;
}

/* ===== Responsive ===== */
@media (max-width: 576px) {
  .accountsearch-btn {
    width: 100%;
  }
}

/* =========== DEAF Section CSS Ends ================ */

/* ================= Housing Loans Section CSS Start ====================== */

/* ===== Housing Loan Section ===== */
.housing-loan-section {
  background: var(--bg-light);
  font-family: var(--font-family);
}

.housing-loan-title {
  color: var(--primary-blue);
  font-weight: 700;
  margin-bottom: 0.5rem;
}

.housing-loan-subtitle {
  color: var(--text-secondary);
  font-size: 1rem;
  margin-bottom: 0;
}

/* Loan Cards */
.housing-loan-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 2rem;
  height: 100%;
  transition: transform var(--transition-normal),
    box-shadow var(--transition-normal);
}

.housing-loan-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.housing-loan-card-header {
  display: flex;
  align-items: center;
  margin-bottom: 1rem;
}

.housing-loan-img {
  width: 70px;
  height: 70px;
  border-radius: var(--radius-md);
  margin-right: 1rem;
  object-fit: cover;
  box-shadow: var(--shadow-sm);
}

.housing-loan-card-title {
  color: var(--primary-blue-dark);
  font-weight: 600;
  margin: 0;
}

.housing-loan-desc {
  color: var(--text-secondary);
  font-size: 0.95rem;
  line-height: 1.6;
  margin-bottom: 1rem;
}

.housing-loan-rate-badge {
  background: var(--gradient-primary);
  color: var(--text-white);
  padding: 0.5rem 1.2rem;
  border-radius: var(--radius-full);
  font-size: 0.9rem;
  display: inline-block;
  box-shadow: var(--shadow-sm);
}

/* Apply Button */
.housing-loan-btn-apply {
  display: inline-block;
  background: var(--gradient-nav);
  color: var(--text-white);
  font-weight: 600;
  padding: 0.9rem 2.5rem;
  border-radius: var(--radius-full);
  box-shadow: var(--shadow-md);
  text-decoration: none;
  transition: background var(--transition-normal),
    transform var(--transition-fast);
}

.housing-loan-btn-apply:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}

/* ================= Housing Loan Section CSS Ends ======================= */

/* =============== Business Loan Section CSS Start =========================== */

.business-loan-hero-section {
  background: var(--gradient-header);
  position: relative;
  overflow: hidden;
  font-family: var(--font-family);
}

.business-loan-title {
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--text-primary);
  line-height: 1.3;
}

.business-loan-title span {
  background: var(--gradient-primary);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.business-loan-description {
  color: var(--text-secondary);
  margin-top: 1rem;
  margin-bottom: 1.5rem;
  font-size: 1.05rem;
}

.business-loan-features li {
  margin-bottom: 0.7rem;
  color: var(--text-primary);
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 1rem;
  transition: color var(--transition-normal);
}

.business-loan-features li i {
  color: var(--secondary-blue);
  font-size: 1.1rem;
}

.business-loan-features li:hover {
  color: var(--secondary-blue);
}

.business-loan-btn {
  background: var(--gradient-nav);
  border: none;
  border-radius: var(--radius-full);
  padding: 10px 28px;
  font-weight: 500;
  color: var(--text-white);
  box-shadow: var(--shadow-md);
  text-transform: uppercase;
  transition: all var(--transition-normal);
}

.business-loan-btn:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
  color: var(--text-white);
}

/* Right Side Graphic */
.business-loan-graphic-wrap {
  position: relative;
  display: inline-block;
}

.business-loan-gradient-bg {
  position: absolute;
  top: -60px;
  left: -60px;
  width: 120%;
  height: 120%;
  background: var(--gradient-primary);
  opacity: 0.3;
  filter: blur(120px);
  z-index: 0;
}

.business-loan-img {
  position: relative;
  z-index: 2;
  max-width: 90%;
}

.business-loan-floating-tag {
  position: absolute;
  bottom: 20px;
  right: 20px;
  display: flex;
  flex-direction: column;
  gap: 8px;
  z-index: 3;
}

.business-loan-floating-tag span {
  background: var(--gradient-primary);
  color: var(--text-white);
  padding: 6px 14px;
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 500;
  box-shadow: var(--shadow-md);
  animation: floatTag 3s ease-in-out infinite alternate;
}

@keyframes floatTag {
  from {
    transform: translateY(0);
  }
  to {
    transform: translateY(-10px);
  }
}

/* Responsive */
@media (max-width: 768px) {
  .business-loan-title {
    font-size: 1.8rem;
  }

  .business-loan-img {
    max-width: 100%;
  }

  .business-loan-floating-tag {
    bottom: 10px;
    right: 10px;
  }
}

/* ================== Business Loan Section CSS ends ================= */

/* =============== Vehicle Loan Section CSS Start ==================== */

/* ===== Vehicle Loan Section Styling ===== */
.housing-loan-vehicle-section {
  background: var(--gradient-header);
  font-family: var(--font-family);
}

.housing-loan-vehicle-section h2 {
  color: var(--primary-blue-dark);
  letter-spacing: 0.5px;
}

.housing-loan-vehicle-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 2rem 1.5rem;
  border: 1px solid #e2e8f0;
  transition: all var(--transition-normal);
  height: 100%;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.housing-loan-vehicle-card .icon-box {
  background: var(--gradient-primary);
  color: var(--text-white);
  width: 70px;
  height: 70px;
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  margin: 0 auto 1rem;
  box-shadow: var(--shadow-md);
  transition: transform var(--transition-normal);
}

.housing-loan-vehicle-card h5 {
  color: var(--primary-blue);
  font-weight: 600;
  margin-bottom: 0.75rem;
}

.housing-loan-vehicle-card .rate {
  color: var(--text-secondary);
  font-weight: 500;
}

.housing-loan-vehicle-card .desc {
  color: var(--text-light);
  font-size: 0.95rem;
  margin-top: 0.5rem;
}

.housing-loan-vehicle-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--secondary-blue);
  background-color: #f9fbff;
}

.housing-loan-vehicle-card:hover .icon-box {
  transform: rotate(10deg) scale(1.1);
}

@media (max-width: 767px) {
  .housing-loan-vehicle-card {
    padding: 1.25rem;
  }
  .housing-loan-vehicle-section h2 {
    font-size: 1.5rem;
  }
}

/* ============= Vehicle Loan Section CSS Ends ==================== */

/* ================ Gold Loan Section CSS Start =================== */
.housing-loan-gold-loan-section {
  background: var(--bg-light);
  font-family: var(--font-family);
}

.housing-loan-gold-loan-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 2rem;
  text-align: center;
  transition: transform var(--transition-normal),
    box-shadow var(--transition-normal);
  position: relative;
  overflow: hidden;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.housing-loan-gold-loan-card:hover {
  transform: translateY(-10px);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--primary-blue);
}

.housing-loan-gold-loan-icon-box {
  width: 70px;
  height: 70px;
  background: var(--gradient-primary);
  color: var(--text-white);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
  font-size: 1.8rem;
  transition: transform var(--transition-normal);
}

.housing-loan-gold-loan-card:hover .housing-loan-gold-loan-icon-box {
  transform: rotate(10deg) scale(1.1);
}

.housing-loan-gold-loan-card h5 {
  color: var(--primary-blue);
  font-weight: 600;
  margin-bottom: 0.5rem;
}

.housing-loan-gold-loan-rate {
  color: var(--secondary-blue);
  font-weight: 600;
  margin-bottom: 1rem;
}

.housing-loan-gold-loan-desc {
  color: var(--text-secondary);
  font-size: 0.95rem;
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.housing-loan-gold-loan-info {
  color: var(--text-secondary);
  font-size: 0.9rem;
  text-align: left;
  background: var(--bg-light);
  padding: 1rem;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  transition: background var(--transition-normal);
}

.housing-loan-gold-loan-card:hover .housing-loan-gold-loan-info {
  background: var(--bg-white);
}

.housing-loan-gold-loan-info i {
  color: var(--secondary-blue);
  margin-right: 6px;
}

/* ================ Gold Loan Section CSS Ends ==================== */

/* =============== Education Loan Section CSS Start ======================= */

/* Prefix all with edu-loan */
.edu-loan-section {
  background: linear-gradient(135deg, #f8fafc, #eef2ff);
  font-family: var(--font-family);
}

.edu-loan-heading {
  color: var(--primary-blue-dark);
  letter-spacing: 0.3px;
}

.edu-loan-subtitle {
  color: var(--text-secondary);
  max-width: 650px;
}

.edu-loan-tile {
  background: var(--bg-white);
  border-radius: var(--radius-xl);
  padding: 2rem 1.5rem;
  text-align: center;
  transition: all var(--transition-normal);
}

.edu-loan-icon {
  width: 60px;
  height: 60px;
  border-radius: var(--radius-full);
  background: var(--gradient-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.4rem;
  box-shadow: var(--shadow-md);
  margin: 0 auto;
  transition: transform var(--transition-normal);
}

.edu-loan-tile:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.edu-loan-tile:hover .edu-loan-icon {
  transform: rotate(12deg) scale(1.05);
}

.edu-loan-panel {
  background: var(--gradient-primary);
  color: var(--text-white);
}

.edu-loan-points {
  list-style: none;
  padding: 0;
  margin: 0;
}

.edu-loan-points li {
  margin-bottom: 10px;
  font-size: 0.95rem;
}

.edu-loan-points i {
  color: var(--secondary-blue);
  margin-right: 8px;
}

.edu-loan-rate-card {
  background: var(--bg-white);
  color: var(--text-primary);
  border-radius: var(--radius-xl);
  transition: all var(--transition-normal);
}

.edu-loan-rate-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.edu-loan-btn {
  display: inline-block;
  background: var(--gradient-primary);
  color: white;
  text-decoration: none;
  padding: 10px 20px;
  border-radius: var(--radius-full);
  font-weight: 600;
  transition: all var(--transition-normal);
}

.edu-loan-btn:hover {
  opacity: 0.9;
  transform: translateY(-3px);
}

/* ================ Education Loan Section CSS Ends ======================= */

/* =============== Crop Loan Section CSS Start ========================== */

.crop-loan-section {
  background: var(--bg-light);
  font-family: var(--font-family);
}

.crop-loan-title {
  color: var(--primary-blue);
  font-size: 2rem;
}

.crop-loan-subtitle {
  color: var(--text-secondary);
  font-size: 1.1rem;
}

.crop-loan-box {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 2rem 1.5rem;
  text-align: center;
  transition: transform var(--transition-normal),
    box-shadow var(--transition-normal);
  border-top: 4px solid var(--primary-blue);
}

.crop-loan-box .icon-wrap {
  background: var(--gradient-primary);
  color: var(--text-white);
  width: 60px;
  height: 60px;
  margin: 0 auto 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-full);
  font-size: 1.5rem;
  transition: transform var(--transition-normal);
}

.crop-loan-box:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
}

.crop-loan-box:hover .icon-wrap {
  transform: rotate(10deg) scale(1.1);
}

.crop-loan-box h5 {
  color: var(--primary-blue-dark);
  margin-bottom: 0.5rem;
}

.crop-loan-box p {
  color: var(--text-secondary);
  font-size: 1rem;
}

.explore-btn {
  background: var(--gradient-primary);
  border: none;
  color: var(--text-white);
  font-weight: 600;
  padding: 0.75rem 2rem;
  border-radius: var(--radius-full);
  transition: background var(--transition-normal),
    transform var(--transition-normal), box-shadow var(--transition-normal);
}

.explore-btn:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}

/* ================= Crop Loan Section CSS Ends ======================== */

/* ================================
   GRIEVANCE FORM SECTION
================================ */

.grievance-section-ROI {
  background: var(--gradient-header);
  font-family: var(--font-family);
}

/* Card Wrapper */
.grievance-wrapper-ROI {
  background: var(--bg-white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
}

/* ================================
   TITLE
================================ */

.title-ROI {
  font-size: 2rem;
  font-weight: 700;
  color: var(--primary-blue-dark);
  position: relative;
}

.title-ROI::after {
  content: "";
  width: 90px;
  height: 4px;
  margin: 10px auto 0;
  display: block;
  border-radius: var(--radius-full);
  background: var(--gradient-primary);
}

/* ================================
   LABELS
================================ */

.form-label {
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 6px;
}

.form-label i {
  color: var(--secondary-blue);
  margin-right: 5px;
}

/* ================================
   INPUTS / SELECT / TEXTAREA
================================ */

.form-control,
.form-select,
textarea {
  border-radius: var(--radius-lg);
  border: 1px solid #e2e8f0;
  padding: 12px 14px;
  font-size: 0.95rem;
  color: var(--text-primary);
  background-color: var(--bg-white);
  transition: var(--transition-normal);
}

.form-control::placeholder,
textarea::placeholder {
  color: var(--text-light);
}

.form-control:focus,
.form-select:focus,
textarea:focus {
  border-color: var(--primary-blue-light);
  box-shadow: 0 0 0 3px rgba(59, 130, 246, 0.25);
  outline: none;
}

/* Spacing */
.form-group {
  margin-bottom: 18px;
}

/* ================================
   CAPTCHA STYLE
================================ */

.input-group-addon {
  background: var(--bg-light);
  padding: 10px 14px;
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
  color: var(--text-primary);
  box-shadow: var(--shadow-sm);
}

.input-group-addon i {
  color: var(--accent-gold);
}

#captcha {
  max-width: 160px;
}

/* ================================
   SUBMIT BUTTON
================================ */

.grievanceBtn {
  background: var(--gradient-nav);
  color: var(--text-white);
  padding: 12px 42px;
  font-size: 1rem;
  font-weight: 600;
  border-radius: var(--radius-full);
  border: none;
  transition: var(--transition-normal);
  box-shadow: var(--shadow-md);
}

.grievanceBtn:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
  background: var(--gradient-primary);
}

/* ================================
   REQUIRED STAR
================================ */

span[style*="#c00"] {
  color: var(--accent-gold) !important;
  font-weight: 700;
}

/* ================================
   RESPONSIVE
================================ */

/* Tablet */
@media (max-width: 991px) {
  .title-ROI {
    font-size: 1.8rem;
  }
}

/* Mobile */
@media (max-width: 576px) {
  .grievance-wrapper-ROI {
    padding: 20px !important;
  }

  .title-ROI {
    font-size: 1.5rem;
  }

  .input-group-addon {
    flex-direction: column;
    align-items: flex-start;
  }

  #captcha {
    max-width: 100%;
    margin-top: 8px;
  }

  .grievanceBtn {
    width: 100%;
  }
}

/* deposits new section css */

.deposits-new-section {
  padding: 40px 0;
  background: var(--bg-light);
  font-family: var(--font-family);
}

.deposits-new-title {
  text-align: center;
  font-weight: 700;
  margin-bottom: 40px;
  color: var(--primary-blue);
}

.deposits-new-title i {
  color: var(--accent-gold);
  margin-right: 10px;
}

.deposits-new-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 25px;
}

.deposits-new-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 30px 20px;
  text-align: center;
  box-shadow: var(--shadow-md);
  transition: var(--transition-normal);
  cursor: pointer;
  position: relative;
  overflow: hidden;
}

.deposits-new-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: var(--gradient-primary);
  opacity: 0;
  transition: var(--transition-normal);
  z-index: 0;
}

.deposits-new-card:hover::before {
  opacity: 1;
}

.deposits-new-card i {
  font-size: 36px;
  color: var(--primary-blue);
  margin-bottom: 15px;
  transition: var(--transition-normal);
  position: relative;
  z-index: 1;
}

.deposits-new-card h4 {
  font-size: 16px;
  font-weight: 600;
  color: var(--text-primary);
  position: relative;
  z-index: 1;
  transition: var(--transition-normal);
}

.deposits-new-card:hover i,
.deposits-new-card:hover h4 {
  color: var(--text-white);
}

/* Mobile tweaks */
@media (max-width: 576px) {
  .deposits-new-card {
    padding: 25px 15px;
  }

  .deposits-new-card i {
    font-size: 30px;
  }

  .deposits-new-card h4 {
    font-size: 15px;
  }
}

/* ends */

/* Scroll to Top Main CSS Start */

/* ===== Scroll to Top Section ===== */
.scroll-to-top {
  position: fixed;
  right: 25px;
  bottom: 60px;
  display: flex;
  flex-direction: column;
  align-items: center;
  cursor: pointer;
  z-index: 999;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.4s ease, transform 0.4s ease;
  transform: translateY(30px);
}

.scroll-to-top.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

/* Vertical Line beside text */
.scroll-line {
  width: 3px;
  height: 50px;
  background: linear-gradient(
    to bottom,
    var(--accent-gold-light),
    var(--primary-blue)
  );
  margin-bottom: 8px;
  border-radius: var(--radius-full);
  transition: all 0.4s ease;
}

.scroll-to-top span {
  writing-mode: vertical-rl;
  transform: rotate(180deg);
  color: var(--primary-blue-light);
  font-weight: 600;
  font-size: 14px;
  letter-spacing: 1px;
  transition: color 0.3s ease;
}

/* Hover Effects */
.scroll-to-top:hover .scroll-line {
  height: 60px;
  background: var(--gradient-nav);
  box-shadow: 0 0 8px rgba(14, 165, 233, 0.6);
}

.scroll-to-top:hover span {
  color: var(--accent-gold);
}

/* Responsive position */
@media (max-width: 768px) {
  .scroll-to-top {
    right: 12px;
    bottom: 30px;
  }
}

/* Scroll TO top main CSS ends  */

/* ===== Language Switch ===== */
.lang-switch {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  color: var(--text-white);
  font-weight: 600;
  margin-right: auto;
}

.lang-link {
  color: var(--text-white);
  text-decoration: none;
  transition: color var(--transition-fast);
  font-size: 0.9rem;
}

.lang-link:hover {
  color: var(--accent-gold-light);
}

.lang-link.active {
  text-decoration: underline;
  color: var(--accent-gold);
}

.lang-divider {
  opacity: 0.7;
}

/*  */